Maddie's not impulsive. She's all about hard work and planning ahead. But one night, on a whim, she buys a lottery ticket. And then, to her astonishment -- She wins! In a flash, Maddie's life is unrecognizable. No more stressing about college scholarships. Suddenly, she's talking about renting a yacht. And being in the spotlight at school is fun... until rumors start flying, and random people ask her for loans. Now, Maddie isn't sure who she can trust. Except for Seth Nguyen, her funny, charming coworker at the local zoo. Seth doesn't seem aware of Maddie's big news. And, for some reason, she doesn't want to tell him. But what will happen if he learns her secret? With tons of humor and heart, Kasie West delivers a million-dollar tale of winning, losing, and falling in love.